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Choose The Best Marine Insurance Policy For You

BoatUS and GEICO have teamed up to bring boaters a great boat insurance policy at a great price.
Serviced by boating experts our coverage options for boaters of all kinds can’t be beat.

Check out our policies and add-on coverage options for a custom policy you can only find here.

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Agreed Hull Value

You'll always know what your claims check will say with this coverage that pays to replace your boat up to its agreed hull value, determined when you start your policy. Covers your boat, engines, and boating equipment.

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Actual Cash Value

This boat insurance coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft (PWC), and boats without a lien holder.

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Liability Only

The lowest cost marine insurance policy, providing essential liability coverage to protect your assets without the added cost of hull coverage. Includes salvage and wreck removal. Available for all boats without a lien holder.

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News & Issues 

BoatUS Boating Association Member Services

Boat Owners Association of The United States (BoatUS) is the nation’s largest recreational boating advocacy, services, and safety group making boating better for America’s recreational boaters. BoatUS provides a range of benefits and services, representation for boaters’ rights, and offers many savings opportunities to more than 700,000 Members. We also work with our nonprofit BoatUS Foundation to educate new boaters, keep boaters safe and our waters clean through our Boating Safety and Education programs.

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1,200+ Boating Businesses

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30+ National Savings Partners

West Advantage Gold Rewards

Year-long benefits help your Membership pay for itself!  Learn More

BoatUS Magazine

The BoatUS Magazine print edition is available exclusively to BoatUS Members—join today!

A subscription includes:

  • Regional boating news
  • Boat reviews
  • Step-by-step repair projects
  • Boat handling tips
  • Fishing advice
  • & more!
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BoatUS Magazine June - July 2024 cover

Design Your Own Boat Lettering

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Boat Lettering

Customize your boat name, hailing port, registration numbers and more

Design Now

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Boat Striping

Select from a variety of boat striping widths and vinyl color options

Select Color

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Boat Decals

Choose from a selection of unique decals to compliment your boat name

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BoatUS Foundation

The BoatUS Foundation for Boating Safety and Clean Water is an innovative leader promoting safe, clean and responsible boating.

Learn how you can help us keep boating a safe and enjoyable pastime.

Keep Boating Safe

Interested in a Boat Loan?

Fill out a free online application to get started!

Work with loan experts to finance your dream boat or refinance your existing boat.

BoatUS Boat Loans

Thinking of Buying a Boat?

Check out our Boat Loan Calculator to determine a monthly payment that's right for you.

Then fill out a free online application to get started!

BoatUS Boat Loans

More Boaters Choose TowBoatUS

BoatUS Members receive speedy, courteous service from TowBoatUS. You're just a phone call away from professional on-the-water assistance from the largest towing fleet.

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TowBoatUS Boats

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Real Stories from Real Boaters

BoatUS has been wonderful in the recent handling of my claim. The service has been top notch and the staff is both courteous and very knowledgeable. I will never switch insurance companies.

Kristin S.

Manalapan, NJ

BoatUS - I just finished reading the latest April/May issue of the BoatUS Magazine. I wanted to let y’all know that this was one of the best issues yet. I took notes on several DIY or informational articles that I can reference as I get my boats ready for the season. Thank you!

Michael R.

Missouri City, TX

Love your services. Your membership saved me $669.00 in towing charges in San Diego during a fishing tournament — thank you! Since then I would never consider going out on a boat without your services.


San Diego, CA

Thank you BoatUS for getting me back on the road today when I blew a trailer tire on the way home after having my boat winterized. The only cost to me was the new tire, and about 3 hours on the side of the road.

Steve K.

Sadorus, IL

I would like to thank BoatUS for all the hard work you've put into resolving my claim. The service you provide to Members like me is head and shoulders above the competition and it's been a pleasure dealing with a company that “get’s it.” Job well done!

Edward Y.

Yonkers, NY

For a quote, visit our Online Application or call 800-283-2883 for personal service.

All coverage is subject to terms, conditions, limits and exclusions of the policy. Not all policy options are available in all states. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. GEICO Marine Insurance Company is domiciled in Omaha, NE, and coverage is offered in all 50 states and the District of Columbia to boat owners with a U.S. address. View the GEICO Marine Insurance Company Privacy Policy & Notice of Collection.