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Liability Only

Get a Quote 800-283-2883 | File a Claim 800-937-1937


Liability Only

Find the premium savings you've been looking for with Liability Only coverage; our lowest cost policy option. This policy provides the essential liability coverage you need without the added cost of complete hull coverage.

The BoatUS Liability Only policy is available for all boats owned outright (with no lienholder).

Full Salvage Assistance and Wreck Removal

If your boat is involved in a fire, grounding, sinking, or fuel-spill we'll dispatch help immediately and pay the full cost of salvage and wreck removal, up to the value of the boat. (Not available for for PWC Liability Only policies.)

Medical Payments Coverage

Choose from a variety of coverage options.

Liability Payments

Choose from a variety of coverage options

Coverage Features

Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast.

Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss.

In addition to your policy's standard liability coverage, this extra liability protection protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This "green coverage" is crucial now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage.

Additional coverage for your injuries caused by a collision when a hit-and-run or uninsured boater is at fault.

Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs).

Receive a 25% discount on your deductible each year you remain claims free, until it reaches $0! (Begins with your first renewal).

Save with boating safety courses; multi-boat households, membership in U.S. Coast Guard Auxiliary, or Power Squadron, good driving records, having GEICO auto insurance and more.

Coverage Options

Available options (endorsements) for this type of policy will be offered with your your quote. Simply check those you want to create your own custom policy. Note: Options listed here may not be available for all boat types, ages or locations.

Get Unlimited Towing from TowBoatUS at our lowest price - as little as $3 a month for the insured boat. Pricing varies with the length and location of your boat. Click here for additional information.

For a quote, visit our Online Application or call 800-283-2883 for personal service.

All coverage is subject to terms, conditions, limits and exclusions of the policy. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. GEICO Marine Insurance Company carries an AM Best Rating of A+ (Superior) and is domiciled in Chevy Chase, MD. Coverage offered in all 50 states to boat owners with a U.S. address. In California, the program is provided through Boat Association Insurance Services, license #0H87086. Learn more about the relationship between BoatUS and GEICO.