Boat Insurance Policies Developed By Boaters, For Boaters.
Let us help you find your best marine insurance policy today!
For over 50 years, BoatUS has provided affordable boat insurance coverage options for recreational boaters nationwide. Low-cost policies, available for most all boat types, are serviced by dedicated boat insurance experts committed to exceptional policy service, and expert claims handling that gets you back to boating as quickly as possible.Get a Quote
Choose The Best Policy For You
Agreed Hull Value
The best marine insurance protection for your boat, engine and gear. Pays you the most in the event of a claim — the agreed value when you buy the policy for total losses and parts are replaced "new for old." Available for all boat types, excluding PWC.
Actual Cash Value
This boat insurance coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft and boats without a lien holder.
Our lowest cost marine insurance policy providing essential liability coverage to protect your assets without the added cost of hull coverage. Includes salvage and wreck removal. Available for boats with no lien holder.
BoatUS Member Services
Boat Owners Association of The United States (BoatUS) is the nation’s largest recreational boating advocacy, services and safety group, making boating better for America’s recreational boaters since 1966. We are the boat owners’ voice on Capitol Hill and fight for their rights. We help keep boaters safe and our waters clean with assistance from the nonprofit BoatUS Foundation for Boating Safety and Clean Water. We provide services and benefits, including many savings opportunities to over half-million Members.
1,200+ Boating Businesses
30+ National Savings Partners
West Advantage Gold Rewards
Year-long discounts help your Membership pay for itself! View Local Discounts
Design Your Own Boat Lettering
Fill out a free online application!Loan amounts from $15,000 for boats model year 1999 and newer, and loan amounts from $25,000 for boats model year 1990 and newer.
Learn More About Boat Loans
Thinking of Buying a Boat?
Let our team of experts help you finance your next boat.We are able to offer competitive rates and terms to help you purchase a new boat or refinance your existing boat loan.
Learn More About Boat Loans
Login to BoatUS.com/Account, the place to conduct all your BoatUS business online on one secure site, anytime, anywhere.
- Make a payment and manage autopay options
- View your policy summary, retrieve policy documents
- Upload claim photos and documents
- View and print your Membership and Insurance card
- Update your credit card, contact, boat info, and more
Download the BoatUS app for free to start taking advantage of all it's helpful features including:
- Get on the water and on the road towing assistance dispatched fast
- Customizable buoy and tide stations backed by NOAA
- Make payments, start a claim, upgrade BoatUS services
- Find local marinas and boating businesses providing a discount
More Boaters Choose TowBoatUS
BoatUS Members receive speedy, courteous service from TowBoatUS. You're just a phone call away from professional on-the-water assistance from the largest towing fleet.
Electronics: New Releases
We scoured the Miami International Boat Show to find the latest and greatest in marine electronics. This year’s offerings knocked our boat shoes off!
6 Private Party Sales Tips
If you’re in the market for a used boat, follow advice from the experienced folks in our Consumer Affairs department.
The BoatUS Magazine print edition is available
exclusively to BoatUS Members—join today!
Get six issues each year full of:
Regional boating news
Step-by-step repair projects
Boat handling tips
June | July 2019 Features
Lemon Or Jewel | Docksense Virtual Bumper | Deadly Algae Blooms | Cool Gear | Catch More Fish | and more!
Real Stories from Real Boaters
BoatUS has been wonderful in the recent handling of my claim. The service has been top notch and the staff is both courteous and very knowledgeable. I will never switch insurance companies.
BoatUS - I just finished reading the latest April/May issue of the BoatUS Magazine. I wanted to let y’all know that this was one of the best issues yet. I took notes on several DYI or informational articles that I can reference as I get my boats ready for the season. Thank you!
Love your services. Your membership saved me $669.00 in towing charges in San Diego during a fishing tournament — thank you! Since then I would never consider going out on a boat without your services.
Thank you BoatUS for getting me back on the road today when I blew a trailer tire on the way home after having my boat winterized. The only cost to me was the new tire, and about 3 hours on the side of the road.
I would like to thank BoatUS for all the hard work you've put into resolving my claim. The service you provide to Members like me is head and shoulders above the competition and it's been a pleasure dealing with a company that “get’s it.” Job well done!