Collage of different types of boats

Boat Loans

Let our team of experts help you finance your next boat. Working with leading marine lenders, BoatUS is able to offer competitive rates and terms to help you purchase a new boat or refinance your existing boat loan. Please review the information below before filling out a free online application.

BOATUS FINANCING OPTIONS 

  • Loan amounts from $15,000 for boats model year 1997 and newer
  • Powerboats
  • Multi Hull Boats

  • Loan amounts from $25,000 for boats model year 1988 and newer
  • Sailboats
  • Pontoon Boats

CURRENT BOAT LOAN RATES (NEW, USED AND REFINANCE)

Loan Amount Rate Term
Rates, loan terms and required down payment can vary depending on the lender, loan amount, boat type and boat model year.
$15,000 - $24,999 6.49% Up to 12 years
$25,000 - $54,600 6.62% Up to 15 years
$54,601 - $74,999 4.75% Up to 15 years
$75,000 - $349,999 4.62% Up to 20 years
$350,000 + 4.62% Up to 20 years

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LOAN CALCULATOR

MONTHLY PAYMENT EXAMPLES

  • A $15,000 loan, after a down payment of 10%, at a fixed APR of 6.49% would have 144 monthly payments of $150.21
  • A $30,000 loan, after a down payment of 10%, at a fixed APR of 6.62% would have 180 monthly payments of $263.32
  • A $65,000 loan, after a down payment of 15%, at a fixed APR of 4.75% would have 180 monthly payments of $505.59
  • A $200,000 loan, after a down payment of 15%, at a fixed APR of 4.62% would have 240 monthly payments of $1,278.29

FREQUENTLY ASKED QUESTIONS